Scopul casei de ajutor reciproc, institutie financiar nebancara, este sprijinirea si intrajutorarea fnanciara a membrilor sai.. Institutia deservea numai invatatorii din orasul si judetul Constanta, iar activitatea bancii s-a desfasurat astfel pana in august 1949, cand s-a impus dizolvarea si lichidarea tuturor intreprinderilor bancare si institute
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